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  Frustrated house hunters holding out for a property bubble to burst could be waiting a long time, according to an industry insider who warns there is no price balloon to pop. In fact, not only will there be no crash on the horizon, according to EG Advisory managing director and urban planner Shane Geha,  private mortgage Melbourne  he said already soaring real estate prices will continue to rise across most Australian markets before they slow down. “Four months into the pandemic last year and most serious economists were saying that this year would see a recession and that property prices would collapse. I was one of the few predicting that property would actually go up by 30 per cent,” he said. Nationally, dwelling prices have increased by more than 20 per cent in the past 12 months. CoreLogic’s September national home value index rose another 1.5 per cent, taking Australian housing values 20.3 per cent higher over the year. That pace of annual growth is now the fasted...

  Although every private mortgage lender in Sydney has different hard money loan requirements, the mentioned are few factors that are common in every private lending requirement. By the end of this article, you will be updated with a few tips for how you can put your best foot forward while applying for a private lending loan.Your Level of Commitment Private money lenders like to know that you are just as serious in the property you are pursuing to investment—and how well planned you are. By putting the larger chunk of funds in the down payment, you can show  private lenders Sydney  that you are taking investment seriously.Does The Property Has the Capacity To Give Returns Private lenders scrutinise the prospective property in and out; they’re looking for the cash-positive or profitable asset. For instance: If you are a fix and flip investor and convenience the lenders that you buy property in the cheapest deal possible, perform few or inexpensive repairs and make a decen...

  Although conventional lending institutions have long been considered as the best for property mortgages, the increasingly fast-paced environment has opened new ways like  private mortgage lenders Sydney  to fund their real estate ventures. Obtaining financing from a private lender is useful to real estate investors who need urgent funds to close a deal. This helps to avoid the hassles of the long-drawn procedure. Private lending Sydney enables real estate investors to get funds way more quickly than from the organised sector. Areal estate mortgage is one of the safest ways to borrow due to the fact that this type of loan represents a notable percentage of the mortgaged property value with a lower loan-to-value ratio than a regular mortgage lender. Moreover, the private sector has a fast procedure unlike a conventional institution, where so many parties have the say for loan approval. Read the following paragraphs to know why private lending in Australia is better: Fast ...

  Information about private money lenders and how the dynamics of lending & borrowing works is not available online. In this article, you will get the relevant knowledge about private home lenders in Melbourne, and what are the dos and don’ts to keep in mind. To understand how the process works, and how private lenders in Sydney can help you.   This article will focus on what to do, and what not to do when dealing with private lenders.   Private lenders/  Private mortgage Melbourne works on the simple lending criteria: 1) Around 65%-75% of the value of the property. 2) no income or credit checks. 3) Money available in a short duration. 4) High-interest rates as compared to banks and other financial institutions.   Don’ts while taking the private mortgage:   1) Contact these lenders if they are ready to sanction more than 75% of the value of your property. For instance - You have the immovable asset of 100 000$ and you are getting 70-75000 alread...

  The year in review In recent years, private lending has grown from a niche, expensive, and complicated option, into a booming industry. As more private lenders enter the market, the standards continue to improve, and more trusted entities emerge. In light of this, options for borrowers and investors keep going from strength to strength. By March of 2020, the industry surpassed a whopping $100bn, an increase of $20bn from December 2018,  as reported by Simon Cathro . That $100bn is an estimated 9% of all corporate debt – making private lending well and truly a core lending market. private home lenders Melbourne Last year’s COVID lockdowns and Australia’s subsequent economic recession saw the private lending industry take off even more. In July of 2020, at the height of the pandemic’s uncertainty in Victoria, major Aussie banks were flagging $220bn in loan deferrals and were taking up action to protect their positions by raising additional capital,  according to EY Partne...

  Mezzanine Finance, Mezzanine Debt – or ‘Mezz Debt’ for brevity’s sake – is a term on the rise in the construction and development world. But it’s a term that a lot of us are unfamiliar with. So, let’s talk about it. What exactly  is  Mezz Debt? And how can it be a game-changer for your next construction project? The easiest way to think about Mezz Debt in relation to construction loans is as a ‘Capital Stack’, a term commonly used to describe the various levels of capital that join forces to fund a project. Personally, the idea of a Capital Stack makes me think of a juicy burger, so here goes nothing – my construction financing hamburger analogy,  The Capital Stack . Senior Debt First off, we have our burger bun – the  Senior Debt . That’s the most substantial part of the Capital Stack, and it makes up much of the Loan to Value ratio of a project. If you’re securing this Senior Debt from a private lender, then it usually sits at between 67 and 75 per cent of t...

      Looking to boost your business’s working capital?   Working capital is a term we’re hearing a lot lately, especially after last year’s lockdowns ground many business’ cash flow to a halt. In 2021, there are incredible opportunities and incentives out there for new business and expanding business. So,  what should you do if the banks are saying ‘no’?    Private Lending can be a great solution to get your business the cash flow it needs. If business owners are looking for help to keep their business operational through the tough times, a working capital loan can help. They can also be a great solution if your business needs a cash injection to take advantage of opportunities in the good times.   There are several reasons your business might require additional working capital, and what it can be used for. For example:  commercial private lenders Sydney     1. Seasonal changes to cash-flow   Seasonal differences in cash flow ...